Life Insurance HQ The Podcast

Indexed Universal Life Insurance

Hosted By: Jason Mericle Season 1 Episode 4

Indexed Universal Life Insurance is quickly becoming a more popular permanent life insurance policy for individuals and families. With that said it can be an extremely confusing product with many different moving parts.

In this episode we discuss index segments, segment growth rates, and how Cap Rates, Participation Rates, and Spreads ultimate determine how a policy's cash value is determined.